Personal finance

Have you thought about how you should direct your retirement savings? You should. There’s a variety of ways to save, and you should find the best way. For example, should you max out your 401K contribution? And I’m not just talking about getting the company match. I’m wondering if you should save beyond the match, or would you be better off putting you extra savings in a Roth […]

A question came up with our mortgage broker as to whether we want to do 30-year fixed or a 5/5 ARM or a 10/1 ARM. When I looked at the numbers for the adjustable-rate mortgages, I didn’t really understand what they meant. All I remembered was people freaking out circa 2007 as their teaser rates […]

Another year done, another year begun. Welcome to 2015. I thought I’d take this time to share some things I’ve done in 2014 that have changed my life. YNAB: This must be the most useful app I’ve ever used. Since we started using it, my wife and I are actually able to make and stick to […]